Empowering Homeownership for All in Chico, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Chico, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Chico, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Chico, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Chico, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Chico, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Chico, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Chico, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Chico, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Chico, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Chico, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Chico, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Chico, California

Obtaining an ITIN or Foreign National home loan in Chico, California can open doors to homeownership for individuals who may not have a social security number. These loans allow individuals without traditional documentation to purchase property and establish roots in the community.

Chico, California, with its diverse population and welcoming atmosphere, provides a vibrant setting for homeowners. The city boasts a mix of cultures and backgrounds, creating a rich tapestry of experiences for residents to enjoy.

The housing market in Chico, California, offers a range of options from historic homes in established neighborhoods to modern developments with state-of-the-art amenities. With favorable interest rates and flexible loan options, now is an opportune time to invest in real estate in this dynamic market.

Explore attractions such as Bidwell Park, a sprawling green space offering hiking trails and picnicking areas, or the National Yo-Yo Museum for a quirky afternoon adventure. With a thriving arts scene and culinary delights, Chico has something for everyone.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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