Empowering Homeownership for All in Coloma, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Coloma, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Coloma, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Coloma, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Coloma, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Coloma, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Coloma, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Coloma, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Coloma, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Coloma, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Coloma, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Coloma, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Coloma, California

ITIN or Foreign National home loans in Coloma, California offer a unique opportunity for individuals without a Social Security number to purchase a home. These loans provide access to homeownership for a diverse range of individuals, including non-resident aliens, DACA recipients, and foreign nationals working in the U.S.

Demographically, Coloma, California is a small and picturesque town nestled in the Sierra Nevada foothills. With a population of just over 500 residents, Coloma offers a close-knit community feel. The town is known for its rich history, particularly as the site of Sutter's Mill where gold was first discovered, sparking the California Gold Rush.

The housing market in Coloma is characterized by a mix of historic homes and newer construction. The median home value in Coloma is competitive compared to nearby areas, making it an attractive option for those seeking a more affordable housing market in a scenic location.

Main attractions in Coloma include Marshall Gold Discovery State Historic Park, where visitors can learn about the Gold Rush era and try their hand at gold panning. The American River offers opportunities for outdoor recreation such as rafting, fishing, and hiking, making it a popular destination for nature enthusiasts.

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sharon@horizonlendingservices.com
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972-347-9224
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