Empowering Homeownership for All in Columbia, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Columbia, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Columbia, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Columbia, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Columbia, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Columbia, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Columbia, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Columbia, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Columbia, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Columbia, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Columbia, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Columbia, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Columbia, Alabama

Benefits:

An ITIN or Foreign National home loan in Columbia, Alabama offers opportunities for non-U.S. citizens to own property, build credit, and invest in real estate.

These loans provide options for individuals without a Social Security Number to purchase homes and benefit from the stability and potential financial growth of homeownership.

Furthermore, ITIN loans typically have flexible eligibility criteria and require minimal documentation compared to traditional mortgage loans.

Demographics:

Columbia, Alabama, with a population of X, is a diverse community that welcomes individuals from various backgrounds and nationalities.

The town boasts a rich cultural tapestry, with a blend of traditions and customs that reflect its inclusive and vibrant atmosphere.

Residents in Columbia enjoy a close-knit community feel and access to various amenities and services tailored to meet the needs of a diverse population.

Housing Market:

The housing market in Columbia, Alabama, offers a range of affordable housing options, including single-family homes, condos, and apartments.

Real estate prices are competitive, making it an attractive location for those looking to invest in property or establish roots in a welcoming community.

Additionally, the housing market in Columbia features a mix of modern developments and historic homes, providing choices for various preferences and budgets.

Main Attractions:

Columbia, Alabama, is home to several captivating attractions, including parks, museums, and cultural centers that showcase the town's history and heritage.

Visitors and residents alike can enjoy outdoor activities such as hiking, biking, and fishing in the picturesque natural landscapes surrounding Columbia.

The town also hosts annual festivals and events that celebrate its diverse culture and offer entertainment for all ages.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
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