Empowering Homeownership for All in Columbia, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Columbia, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Columbia, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Columbia, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Columbia, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Columbia, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Columbia, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Columbia, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Columbia, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Columbia, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Columbia, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Columbia, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Columbia, California

ITIN or Foreign National home loans provide opportunities for non-U.S. citizens to purchase property in Columbia, California. These loan options do not require a Social Security number, making them accessible to individuals who may not qualify for traditional mortgages. Additionally, ITIN loans often have competitive interest rates and flexible terms, making homeownership more achievable for foreign nationals.

Columbia, California, is a diverse and vibrant community located in Tuolumne County. The population consists of a mix of residents of different cultural backgrounds, creating a rich tapestry of traditions and experiences. The community is known for its welcoming atmosphere and strong sense of unity, making it an ideal place for individuals from all walks of life to settle down and call home.

The housing market in Columbia, California, offers a range of options for prospective buyers. From historic homes with charming architecture to modern developments with state-of-the-art amenities, there is something to suit every taste and budget. The real estate market in Columbia is stable, with steady appreciation rates, making it a sound investment for those looking to purchase property in the area.

Some main attractions in Columbia include the Columbia State Historic Park, where visitors can step back in time and experience life in a Gold Rush town. The park features preserved buildings, interactive exhibits, and live demonstrations that bring the past to life. Additionally, outdoor enthusiasts will appreciate the nearby hiking trails, fishing spots, and scenic vistas that showcase the natural beauty of the region.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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