Empowering Homeownership for All in Cotati, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Cotati, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Cotati, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Cotati, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Cotati, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Cotati, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Cotati, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Cotati, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Cotati, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Cotati, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Cotati, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Cotati, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Cotati, California

1. Accessibility: ITIN or Foreign National home loans provide opportunities for individuals without a social security number to purchase property in Cotati, California. This opens doors to home ownership for a more diverse range of potential buyers.

2. Flexibility: These loan options often feature flexible approval requirements, making it easier for foreign nationals or individuals with unique financial situations to qualify for a mortgage in Cotati.

3. Investment Opportunities: By investing in real estate through an ITIN or Foreign National home loan in Cotati, individuals can benefit from potential property appreciation, rental income, and long-term financial stability.

Demographics: Cotati, California has a population of approximately 7,500 residents, with a diverse community that includes a mix of students, families, and professionals. The city is known for its friendly atmosphere and welcoming attitude towards newcomers.

Housing Market: Cotati's housing market offers a mix of single-family homes, townhouses, and condos, catering to various budgets and preferences. As of [current year], the real estate market is stable with a steady increase in property values, making it an attractive location for homebuyers and investors.

Main Attractions: Cotati boasts a charming downtown area with unique shops, restaurants, and cafes. The city is also known for its vibrant music scene, community events, and proximity to outdoor recreational activities such as hiking, biking, and vineyard tours in Sonoma County.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
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