Empowering Homeownership for All in Cotton Center, TX

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Cotton Center, TX for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Cotton Center, TX are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Cotton Center, TX

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Cotton Center, TX (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Cotton Center, TX

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Cotton Center, TX will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Cotton Center, TX more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Cotton Center, TX understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Cotton Center, TX, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Cotton Center, TX
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Cotton Center, TX today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Cotton Center, Texas

ITIN or Foreign National home loans provide an excellent opportunity for non-US citizens to achieve homeownership in Cotton Center, Texas. These loans do not require a Social Security number and enable individuals without traditional U.S. credit history to secure financing.

Located in Hale County, Cotton Center boasts a diverse population with a strong Hispanic influence. The town offers a close-knit community atmosphere, excellent schools, and affordable living costs, making it an attractive option for families and individuals looking to settle down in a welcoming environment.

In terms of the housing market, Cotton Center presents a range of opportunities for buyers. With steadily appreciating property values and a variety of housing styles, from charming historic homes to modern builds, there is something to suit every taste and budget in this growing market.

Main attractions in Cotton Center include the Hale County Courthouse, known for its stunning architecture, and the Cotton Center Heritage Museum, which offers a glimpse into the town's rich history. Outdoor enthusiasts can enjoy the nearby Hale Center Lake for fishing and boating activities, adding to the town's recreational appeal.

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sharon@horizonlendingservices.com
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972-347-9224
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