Empowering Homeownership for All in Decatur, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Decatur, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Decatur, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Decatur, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Decatur, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Decatur, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Decatur, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Decatur, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Decatur, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Decatur, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Decatur, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Decatur, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Decatur, Alabama

Benefits

ITIN or Foreign National home loans offer opportunities for individuals without a Social Security Number to purchase property in Decatur, Alabama. These programs provide a path to homeownership for those who may not qualify for traditional mortgages.

Demographics

Decatur, Alabama, is a diverse city with a population of approximately 55,683 residents. The city has a mix of cultures, making it a welcoming place for individuals from all backgrounds. The median household income in Decatur is $47,043, making it an affordable place to live.

Housing Market

The housing market in Decatur, Alabama, is thriving with a range of housing options available. The median home value in Decatur is $154,100, with a steady increase in property values over the past few years. The city offers a mix of traditional single-family homes and modern apartments.

Main Attractions

Decatur, Alabama, boasts a variety of attractions, including the Point Mallard Park, Wheeler National Wildlife Refuge, and the Cook Museum of Natural Science. The city also hosts events like the Alabama Jubilee Hot Air Balloon Classic, attracting visitors from across the state.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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