Empowering Homeownership for All in Del Mar, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Del Mar, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Del Mar, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Del Mar, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Del Mar, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Del Mar, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Del Mar, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Del Mar, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Del Mar, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Del Mar, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Del Mar, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Del Mar, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Del Mar, California

ITIN or Foreign National home loans in Del Mar, California offer an ideal solution for non-U.S. citizens to purchase property. These types of loans provide flexibility in terms of qualifications, typically requiring fewer documents compared to traditional loans. Additionally, borrowers can establish credit history in the U.S., potentially leading to improved credit scores.

Del Mar, California, boasts a diverse demographic with a mix of young professionals, families, and retirees. The city enjoys a moderate climate year-round, making it an attractive place to live. The area is known for its upscale neighborhoods and breathtaking ocean views, offering residents a high quality of life.

The housing market in Del Mar is competitive, with a median home value significantly above the national average. However, the investment potential is high, as property values have been steadily increasing. With the assistance of ITIN or Foreign National home loans, individuals can capitalize on the growing real estate market in the area.

Del Mar offers a range of main attractions, including pristine beaches, upscale shopping and dining options, and the famous Del Mar Racetrack. Residents can enjoy outdoor activities such as surfing, hiking, and golfing, making it a sought-after destination for those seeking a vibrant coastal lifestyle.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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