Empowering Homeownership for All in El Cerrito, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in El Cerrito, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in El Cerrito, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages El Cerrito, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in El Cerrito, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in El Cerrito, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in El Cerrito, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in El Cerrito, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in El Cerrito, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in El Cerrito, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in El Cerrito, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in El Cerrito, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loans in El Cerrito, California

ITIN or Foreign National home loans in El Cerrito offer a great opportunity for individuals without a social security number to fulfill their dream of homeownership. These loans provide a path to owning a home, allowing individuals to establish roots and build equity in the bustling city of El Cerrito.

Demographically, El Cerrito is a diverse city with a mix of young professionals, families, and retirees. The population enjoys a mild climate year-round and benefits from the city's proximity to San Francisco, making it an attractive location for those seeking a vibrant community with access to urban amenities.

The housing market in El Cerrito is competitive yet rewarding for buyers. With a variety of housing options ranging from cozy condos to spacious single-family homes, there is something for every budget and preference. ITIN or Foreign National home loans open doors for individuals to invest in El Cerrito's real estate market and capitalize on its potential for growth.

Some main attractions in El Cerrito include the stunning views from the El Cerrito Hillside Natural Area, the vibrant shopping and dining scene along San Pablo Avenue, and the cultural offerings at the Rialto Cinemas Cerrito. Residents also enjoy easy access to outdoor activities, community events, and a strong sense of local pride.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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