Empowering Homeownership for All in Elk Grove, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Elk Grove, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Elk Grove, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Elk Grove, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Elk Grove, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Elk Grove, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Elk Grove, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Elk Grove, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Elk Grove, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Elk Grove, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Elk Grove, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Elk Grove, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Elk Grove, California

ITIN or Foreign National home loans offer opportunities for individuals without a Social Security number to purchase property in Elk Grove. These loans provide a pathway to homeownership for non-US citizens or those with limited credit history.

Elk Grove, located in Sacramento County, boasts a diverse population with a mix of cultures, creating a vibrant community. With a range of amenities, including parks, restaurants, and shopping centers, Elk Grove offers a high quality of life for residents.

The housing market in Elk Grove is attractive, with a variety of properties available at different price points. The city's real estate market offers opportunities for both first-time buyers and investors, making it a desirable location for those looking to purchase a home.

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sharon@horizonlendingservices.com
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972-347-9224
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