Empowering Homeownership for All in Emeryville, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Emeryville, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Emeryville, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Emeryville, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Emeryville, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Emeryville, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Emeryville, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Emeryville, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Emeryville, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Emeryville, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Emeryville, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Emeryville, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

The Benefits of ITIN or Foreign National Home Loans in Emeryville, California

ITIN or Foreign National home loans offer a unique opportunity for non-U.S. citizens to purchase property in Emeryville, California. These loans do not require a valid social security number and open up the real estate market to a diverse group of buyers who may not qualify for traditional financing.

Demographically, Emeryville is known for its cultural diversity and young professional population. With a rich mix of residents from different backgrounds, the community provides a welcoming environment for individuals looking to live in a vibrant and inclusive city.

The housing market in Emeryville is competitive yet diverse, offering a range of housing options from modern condos to historic homes. The demand for housing in this area is driven by its proximity to major tech companies and excellent transportation links, making it a desirable location for both homeowners and investors.

Emeryville boasts several main attractions, including the Bay Street shopping center, Emeryville Marina, and the renowned Pixar Animation Studios. Residents can enjoy a blend of shopping, dining, and outdoor activities, making it a dynamic place to live and work.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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