Empowering Homeownership for All in Essex, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Essex, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Essex, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Essex, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Essex, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Essex, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Essex, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Essex, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Essex, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Essex, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Essex, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Essex, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Essex, California

The ITIN or Foreign National home loan option in Essex, California provides a pathway to home ownership for individuals who may not have a Social Security number. This inclusive financing solution allows non-U.S. citizens to purchase property in the thriving real estate market of Essex, California.

Demographically, Essex, California boasts a diverse population, attracting individuals from various cultural backgrounds. The community's welcoming atmosphere and cultural vibrancy make it an ideal location for those seeking a rich and inclusive living environment.

The housing market in Essex, California is characterized by a range of affordable options for ITIN or Foreign National home buyers. With steady appreciation rates and a variety of property types available, individuals can find their dream home in this competitive market.

Some of the main attractions in Essex, California include the stunning beaches, vibrant culinary scene, and proximity to major cities like Los Angeles. Residents can enjoy a blend of urban convenience and natural beauty, making it a desirable place to call home.

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sharon@horizonlendingservices.com
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972-347-9224
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