Empowering Homeownership for All in Fair Oaks, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Fair Oaks, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Fair Oaks, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Fair Oaks, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Fair Oaks, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Fair Oaks, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Fair Oaks, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Fair Oaks, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Fair Oaks, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Fair Oaks, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Fair Oaks, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Fair Oaks, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Fair Oaks, California

ITIN or Foreign National home loans in Fair Oaks offer accessibility to individuals without a Social Security Number, facilitating homeownership for a diverse range of buyers. These loans provide an opportunity for non-U.S. citizens to invest in the thriving real estate market of Fair Oaks, California.

Demographically, Fair Oaks is a vibrant community with a mix of residents from various backgrounds, creating a rich cultural tapestry. The town is known for its welcoming atmosphere and diverse population, making it an ideal place for individuals seeking inclusivity and a sense of community.

The housing market in Fair Oaks is characterized by steady growth and stability, making it attractive for both buyers and investors. With a range of housing options from single-family homes to condos, Fair Oaks provides diverse choices to cater to different preferences and budgets.

Among the main attractions of Fair Oaks are its picturesque parks, like the Sailor Bar Park and Phoenix Dog Park, offering residents ample opportunities for outdoor recreation. The charming Fair Oaks Village with its local shops and eateries contributes to the town's small-town charm and sense of community.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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