Empowering Homeownership for All in Fairfield, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Fairfield, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Fairfield, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Fairfield, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Fairfield, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Fairfield, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Fairfield, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Fairfield, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Fairfield, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Fairfield, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Fairfield, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Fairfield, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Fairfield, CA

For individuals in Fairfield, CA who do not have a Social Security Number, an ITIN or Foreign National home loan can be a viable option. These loans offer flexible eligibility criteria, allowing individuals to qualify based on their Employment Authorization Document (EAD), ITIN, or other forms of identification.

Demographically, Fairfield is a diverse city with a population of approximately 117,000 residents. The city boasts a strong Hispanic community, accounting for a significant portion of its cultural fabric. Additionally, Fairfield is home to a diverse workforce, with employment opportunities in industries such as healthcare, education, and manufacturing.

The housing market in Fairfield is competitive yet offers a range of options for buyers. With a median home price of around $450,000, Fairfield provides affordable housing options compared to neighboring Bay Area cities. The market has seen steady growth over the years, making it an attractive location for prospective homebuyers.

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sharon@horizonlendingservices.com
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972-347-9224
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