Empowering Homeownership for All in Flat Rock, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Flat Rock, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Flat Rock, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Flat Rock, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Flat Rock, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Flat Rock, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Flat Rock, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Flat Rock, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Flat Rock, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Flat Rock, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Flat Rock, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Flat Rock, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loans

ITIN or Foreign National home loans in Flat Rock, Alabama offer a pathway to homeownership for individuals who may not have a Social Security number. These loans are designed to help diverse communities achieve the dream of owning a home in the United States.

Flat Rock, Alabama, is a small, welcoming community with a rich cultural tapestry. The demographics of Flat Rock reflect its diversity, with a mix of residents from different backgrounds adding to the vibrant local atmosphere.

The housing market in Flat Rock, Alabama, is characterized by its affordability compared to nearby urban areas. The availability of ITIN or Foreign National home loans has made homeownership more accessible, leading to a growing real estate market with options to suit various budgets.

Some main attractions in Flat Rock include the scenic beauty of the surrounding landscape, offering outdoor enthusiasts opportunities for hiking, fishing, and other recreational activities. Additionally, the community values its local heritage, with events and festivals that celebrate the area's history and traditions.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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