ITIN or Foreign National Home Loan Florence, AL

Empowering Homeownership for All in Florence, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Florence, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Florence, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Florence, AL

Minimum Loan Amount: $100,000

Property Types:

Single Family Homes in Florence, AL (attached and detached)
Planned Unit Developments (PUDs)
Warrantable Condos (following FNMA requirements)
Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
2-4 Unit Properties in Florence, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Florence, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Florence, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Florence, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Florence, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Florence, AL

Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Florence, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Benefits of ITIN or Foreign National Home Loan in Florence, Alabama

ITIN or Foreign National home loans in Florence, Alabama offer a unique opportunity for individuals who may not have a Social Security number to purchase a home. These loans provide access to affordable housing options and help diversify the local real estate market.

Florence, Alabama, is a vibrant city with a diverse population. The demographics include a mix of young professionals, families, and retirees. The city's welcoming community and affordable cost of living make it an ideal place to call home for individuals of various backgrounds.

The housing market in Florence, Alabama, is thriving with a range of options to suit different needs and budgets. The availability of ITIN or Foreign National home loans has further boosted the market by increasing the pool of potential buyers. This has led to a more competitive market with a wide selection of properties.

Some main attractions in Florence, Alabama, include the beautiful Wilson Park, the renowned Kennedy-Douglass Center for the Arts, and the historic Frank Lloyd Wright Rosenbaum House. Additionally, the city is known for its rich history, delicious southern cuisine, and strong sense of community.