ITIN or Foreign National Home Loan Foley, AL

Empowering Homeownership for All in Foley, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Foley, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Foley, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Foley, AL

Minimum Loan Amount: $100,000

Property Types:

Single Family Homes in Foley, AL (attached and detached)
Planned Unit Developments (PUDs)
Warrantable Condos (following FNMA requirements)
Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
2-4 Unit Properties in Foley, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Foley, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Foley, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Foley, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Foley, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Foley, AL

Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Foley, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Benefits of ITIN or Foreign National Home Loan in Foley, Alabama

One of the key benefits of obtaining an ITIN or Foreign National home loan in Foley, Alabama is that it provides the opportunity for non-US citizens or residents to purchase property without the need for a Social Security number. This opens up the real estate market to a broader demographic and helps individuals achieve the dream of homeownership.

In terms of demographics, Foley, Alabama is a diverse and welcoming community with a population that is steadily growing. The city boasts a mix of cultures and backgrounds, creating a vibrant and inclusive atmosphere for residents. This diversity is reflected in the local dining scene, community events, and overall lifestyle.

When it comes to the housing market in Foley, Alabama, there is a range of options available to prospective buyers. From cozy single-family homes to spacious condos, the city offers housing solutions to suit various preferences and budgets. Additionally, the real estate market in Foley is relatively stable, making it a favorable location for investment.

Some of the main attractions in Foley include the Tanger Outlets, OWA amusement park, and the Graham Creek Nature Preserve. These attractions offer residents and visitors alike opportunities for shopping, entertainment, and outdoor activities, making Foley a dynamic and engaging place to live.