Empowering Homeownership for All in Folsom, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Folsom, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Folsom, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Folsom, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Folsom, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Folsom, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Folsom, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Folsom, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Folsom, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Folsom, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Folsom, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Folsom, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Folsom, California

When it comes to purchasing a home in Folsom, California as an ITIN or Foreign National borrower, there are numerous benefits to consider. These specialized home loans provide opportunities for individuals without a Social Security Number to achieve homeownership, offering flexibility and accessibility in the real estate market.

Demographically, Folsom boasts a diverse population with a mix of cultures and backgrounds. As a vibrant and welcoming community, residents enjoy the rich tapestry of experiences and traditions that contribute to the area's unique charm and appeal.

The housing market in Folsom, California, is dynamic and diverse, catering to a range of preferences and budgets. From modern condominiums to spacious single-family homes, there is a wide selection of properties available, ensuring that every buyer can find a residence that suits their needs.

Aside from the housing market, Folsom offers a variety of main attractions that enhance the quality of life for residents and visitors alike. These include the historic Folsom State Prison, Folsom Lake for outdoor recreational activities, and the lively Palladio shopping center, providing entertainment and leisure options for all.

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sharon@horizonlendingservices.com
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972-347-9224
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