Empowering Homeownership for All in Fort Payne, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Fort Payne, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Fort Payne, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Fort Payne, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Fort Payne, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Fort Payne, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Fort Payne, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Fort Payne, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Fort Payne, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Fort Payne, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Fort Payne, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Fort Payne, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Fort Payne, Alabama

Benefits:

1. Accessibility: ITIN or Foreign National home loans offer opportunities for non-US citizens or those without a Social Security number to purchase homes in Fort Payne, opening doors to homeownership.

2. Diverse Options: These loans provide diverse financing options and can be tailored to individual needs and circumstances, enabling more people to secure housing.

3. Building Credit: By obtaining an ITIN or Foreign National home loan and making timely payments, individuals can begin to build a credit history in the U.S., improving their financial standing.

Demographics:

Fort Payne, Alabama, has a population of approximately 14,000 residents, with a diverse mixture of cultures and backgrounds, creating a vibrant and welcoming community.

Housing Market:

The housing market in Fort Payne offers a range of options, from quaint historic homes to modern developments, catering to various preferences and budgets.

Main Attractions:

Fort Payne is known for its natural beauty, being located near Little River Canyon National Preserve and DeSoto State Park, offering outdoor enthusiasts ample opportunities for hiking, camping, and other recreational activities.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
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