ITIN or Foreign National Home Loan Franklin, AL

Empowering Homeownership for All in Franklin, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Franklin, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Franklin, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Franklin, AL

Minimum Loan Amount: $100,000

Property Types:

Single Family Homes in Franklin, AL (attached and detached)
Planned Unit Developments (PUDs)
Warrantable Condos (following FNMA requirements)
Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
2-4 Unit Properties in Franklin, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Franklin, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Franklin, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Franklin, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Franklin, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Franklin, AL

Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Franklin, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Benefits of ITIN or Foreign National Home Loan in Franklin, Alabama

One of the primary benefits of an ITIN or Foreign National home loan in Franklin, Alabama is the accessibility it provides to individuals who may not have a Social Security number but still wish to purchase a home. These specialized loan programs offer opportunities for non-US citizens and those without established credit to achieve their dream of homeownership.

Franklin, Alabama, a diverse city with a population of approximately 10,000 residents, offers a welcoming community for individuals from various backgrounds. The demographics of Franklin reflect a blend of cultures, creating a vibrant and inclusive atmosphere for both residents and visitors.

The housing market in Franklin, Alabama presents favorable conditions for potential homebuyers. With a range of properties available, from cozy single-family homes to modern condominiums, individuals exploring the real estate market in Franklin can find options that suit their preferences and budget.

Some of the main attractions in Franklin include the historic downtown district, known for its charming shops and restaurants, as well as the scenic parks and outdoor recreational areas that offer opportunities for leisure and relaxation. Additionally, the cultural events and festivals hosted in Franklin provide entertainment options for residents of all ages.