Empowering Homeownership for All in Galt, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Galt, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Galt, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Galt, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Galt, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Galt, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Galt, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Galt, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Galt, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Galt, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Galt, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Galt, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Galt, California

One of the main benefits of an ITIN or Foreign National home loan in Galt, California is the accessibility it provides for non-US citizens to purchase property and build equity in the bustling real estate market of California. These loans allow individuals without a Social Security Number to achieve the dream of homeownership.

Demographically, Galt, California, is a diverse community with a mix of residents from different cultural backgrounds. The city has a growing population, with a significant number of young families attracted to the area due to its suburban feel, good schools, and friendly neighborhoods.

In terms of the housing market, Galt offers a range of housing options from newly constructed homes to more established properties. The market is competitive, with rising property values making it a prime location for investment. With an ITIN or Foreign National home loan, buyers can take advantage of these opportunities.

Main attractions in Galt include the McFarland Living History Ranch, the Galt Market, and various parks and recreational facilities. The city's vibrant community events and local businesses add to its charm, making it an ideal place to set down roots with the help of specialized home loan options.

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sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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