Empowering Homeownership for All in Gardendale, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Gardendale, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Gardendale, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Gardendale, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Gardendale, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Gardendale, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Gardendale, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Gardendale, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Gardendale, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Gardendale, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Gardendale, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Gardendale, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Gardendale, Alabama

Obtaining an ITIN or Foreign National Home Loan in Gardendale, Alabama opens up homeownership opportunities to individuals who may not have a Social Security Number. This loan option allows non-U.S. citizens, permanent and non-permanent residents to buy property in Gardendale, contributing to the diverse and inclusive community.

Gardendale, Alabama, is a growing city with a population of approximately 14,000 residents. The city offers a suburban feel with a mix of homeowners and renters. The median age in Gardendale is 41, attracting families and professionals looking for a peaceful yet vibrant community to call home.

The housing market in Gardendale, Alabama, provides a range of options from single-family homes to apartments and townhouses. The median home value is $180,000, making it an affordable choice for first-time homebuyers and those looking to invest in real estate. The market is competitive, with properties often selling quickly.

One of the main attractions in Gardendale is the Gardendale Urban Trail System, offering residents and visitors miles of scenic trails for walking, running, and biking. Additionally, the city hosts events like the Magnolia Festival, bringing the community together for music, food, and fun. Gardendale is also known for its excellent schools, making it an ideal place for families.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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