Empowering Homeownership for All in Gilroy, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Gilroy, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Gilroy, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Gilroy, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Gilroy, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Gilroy, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Gilroy, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Gilroy, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Gilroy, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Gilroy, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Gilroy, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Gilroy, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Gilroy, California

Financing options like ITIN or Foreign National home loans in Gilroy, California provide opportunities for individuals without a Social Security number to purchase property. These loans can be beneficial for those looking to invest in the thriving real estate market in the area.

Gilroy, California, known as the "Garlic Capital of the World," boasts a diverse population with a strong Hispanic community, making it welcoming to foreign nationals seeking to establish roots in the United States. The city's demographics reflect a blend of cultures, creating a vibrant and inclusive community.

The housing market in Gilroy offers a range of options from quaint single-family homes to modern luxury estates. With the assistance of ITIN or Foreign National home loans, individuals can explore these housing opportunities, taking advantage of competitive interest rates and favorable terms.

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sharon@horizonlendingservices.com
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972-347-9224
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