Empowering Homeownership for All in Granite Bay, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Granite Bay, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Granite Bay, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Granite Bay, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Granite Bay, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Granite Bay, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Granite Bay, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Granite Bay, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Granite Bay, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Granite Bay, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Granite Bay, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Granite Bay, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Granite Bay, California

Obtaining an ITIN or Foreign National home loan in Granite Bay, California offers significant advantages. These loans provide opportunities for non-U.S. citizens to buy property and establish roots in this desirable location. The flexibility of these mortgage options allows individuals without a Social Security Number to pursue homeownership and fulfill their American dream.

Granite Bay, California, is situated in Placer County and has a population that embodies diversity. With a mix of residents from different cultural backgrounds, the community fosters inclusivity and multicultural experiences. The area's demographics showcase a rich blend of traditions, making it a welcoming place for individuals seeking a vibrant neighborhood.

The housing market in Granite Bay presents a range of options suitable for various preferences and budgets. From luxurious estates overlooking picturesque landscapes to cozy suburban homes, there is a residence for everyone in this thriving real estate market. The availability of ITIN and Foreign National home loans further enhances accessibility to these housing opportunities.

Notable attractions in Granite Bay include the stunning Folsom Lake, ideal for outdoor enthusiasts seeking recreational activities like boating and hiking. The area also boasts excellent schools, shopping centers, and dining establishments, ensuring a well-rounded lifestyle for residents. With its proximity to Sacramento and the Sierra Nevada mountains, Granite Bay offers a perfect balance of urban amenities and natural beauty.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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