Empowering Homeownership for All in Gualala, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Gualala, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Gualala, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Gualala, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Gualala, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Gualala, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Gualala, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Gualala, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Gualala, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Gualala, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Gualala, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Gualala, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Gualala, California

ITIN or Foreign National home loans in Gualala, California provide a great opportunity for non-U.S. citizens to purchase property in this scenic coastal town. These loans offer competitive interest rates and flexible terms, making homeownership more accessible.

Demographically, Gualala is a diverse community with a mix of permanent residents and vacation homeowners. The town attracts nature lovers and outdoor enthusiasts due to its proximity to the Pacific Ocean, redwood forests, and various recreational activities.

The housing market in Gualala is known for its quaint coastal properties with stunning ocean views. Currently, the market offers a range of options from cozy beach cottages to luxury estates, catering to different preferences and budgets.

Main attractions in Gualala include the Gualala Arts Center, which hosts cultural events and art exhibitions, and St. Orres, a unique hotel and restaurant known for its charming architecture and fine dining. Additionally, outdoor activities like hiking, beachcombing, and whale watching are popular among residents and visitors alike.

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sharon@horizonlendingservices.com
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972-347-9224
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