Empowering Homeownership for All in Half Moon Bay, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Half Moon Bay, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Half Moon Bay, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Half Moon Bay, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Half Moon Bay, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Half Moon Bay, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Half Moon Bay, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Half Moon Bay, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Half Moon Bay, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Half Moon Bay, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Half Moon Bay, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Half Moon Bay, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN/Foreign National Home Loan in Half Moon Bay, California

ITIN or Foreign National home loans offer accessible financing options to individuals without a Social Security Number, enabling them to purchase property in Half Moon Bay, California. These loans provide opportunities for diverse communities to achieve homeownership and invest in real estate.

Half Moon Bay, located in San Mateo County, has a population that embraces cultural diversity. With a mix of residents from various backgrounds, the city fosters a vibrant community that welcomes individuals from all walks of life. This inclusivity creates a rich tapestry of traditions, languages, and perspectives within the city.

The housing market in Half Moon Bay is dynamic, offering a range of properties from quaint seaside cottages to modern waterfront homes. The real estate market caters to diverse preferences, providing opportunities for individuals seeking a primary residence, a vacation home, or investment property. With scenic views and proximity to San Francisco, properties in Half Moon Bay are highly desirable.

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sharon@horizonlendingservices.com
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972-347-9224
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