Empowering Homeownership for All in Hayward, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Hayward, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Hayward, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Hayward, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Hayward, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Hayward, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Hayward, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Hayward, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Hayward, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Hayward, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Hayward, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Hayward, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

ITIN or Foreign National Home Loan Benefits in Hayward, California

When it comes to purchasing a home in Hayward, California as a foreign national, having access to an ITIN home loan can be a game-changer. These loans are tailored to individuals without a social security number, making homeownership a reality for many who may not qualify for traditional mortgages. One of the key benefits is the flexibility in documentation requirements, which can simplify the application process significantly.

Hayward, California, boasts a diverse population with a rich cultural tapestry. The city is home to a large Hispanic community, as well as residents from various Asian backgrounds. This diversity contributes to a vibrant culinary scene and a welcoming atmosphere for individuals from all walks of life.

The housing market in Hayward is dynamic, offering a mix of single-family homes, townhouses, and condos to suit a variety of preferences and budgets. With steady appreciation rates and a range of housing options, investing in a property in Hayward can be a lucrative endeavor. Additionally, the city's proximity to Silicon Valley makes it an attractive location for tech professionals looking to settle down.

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sharon@horizonlendingservices.com
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972-347-9224
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