ITIN or Foreign National Home Loan Irvine, CA

Empowering Homeownership for All in Irvine, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Irvine, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Irvine, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Irvine, CA

Minimum Loan Amount: $100,000

Property Types:

Single Family Homes in Irvine, CA (attached and detached)
Planned Unit Developments (PUDs)
Warrantable Condos (following FNMA requirements)
Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
2-4 Unit Properties in Irvine, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Irvine, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Irvine, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Irvine, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Irvine, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Irvine, CA

Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Irvine, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Benefits of ITIN or Foreign National Home Loan in Irvine, California

1. Benefits: ITIN or Foreign National home loans in Irvine, California provide opportunities for individuals without a Social Security number to purchase property. These loans offer flexibility in terms of eligibility and requirements, making homeownership achievable for a broader range of individuals.

2. Demographics: Irvine, California, is a diverse city known for its prominent Asian community and educational institutions. With a population that values education and innovation, Irvine offers a vibrant and multicultural environment for residents.

3. Housing Market: The housing market in Irvine is characterized by a mix of high-end properties, suburban neighborhoods, and modern developments. The city's real estate market is competitive, with a steady demand for housing and a range of options for buyers, including ITIN and Foreign National home loan opportunities.

4. Main Attractions: Irvine boasts attractions such as the Irvine Spectrum Center, a popular shopping and entertainment destination, and the Orange County Great Park, offering outdoor recreational activities. The city's well-planned layout, safe neighborhoods, and proximity to beaches make it an attractive place to live.