Empowering Homeownership for All in Laguna Beach, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Laguna Beach, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Laguna Beach, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Laguna Beach, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Laguna Beach, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Laguna Beach, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Laguna Beach, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Laguna Beach, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Laguna Beach, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Laguna Beach, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Laguna Beach, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Laguna Beach, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Laguna Beach, California

Laguna Beach in California offers ITIN or Foreign National home loans that provide significant benefits to non-U.S. citizens. These loans enable individuals without a Social Security Number to purchase property, contributing to property ownership diversity in the area.

The demographics of Laguna Beach show a vibrant mix of residents, with a growing number of foreign nationals seeking homeownership. This diverse community fosters cultural exchange and enriches the local tapestry, making Laguna Beach a welcoming and inclusive place to call home.

In terms of the housing market, Laguna Beach boasts a robust real estate sector with a wide range of properties available to suit various preferences and budgets. The availability of ITIN or Foreign National home loans further stimulates the market, leading to increased investment opportunities and a dynamic real estate landscape.

Laguna Beach is renowned for its stunning beaches, art scene, and outdoor recreational activities. Residents and visitors alike can enjoy exploring the iconic Main Beach, visiting art galleries along the Coast Highway, and experiencing the natural beauty of locations like Crystal Cove State Park.

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sharon@horizonlendingservices.com
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972-347-9224
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