Empowering Homeownership for All in Laguna Niguel, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Laguna Niguel, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Laguna Niguel, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Laguna Niguel, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Laguna Niguel, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Laguna Niguel, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Laguna Niguel, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Laguna Niguel, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Laguna Niguel, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Laguna Niguel, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Laguna Niguel, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Laguna Niguel, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN/Foreign National Home Loan in Laguna Niguel, California

ITIN or Foreign National home loans provide an opportunity for non-U.S. residents to purchase property in Laguna Niguel, California. These loans typically require a higher down payment but enable individuals without a Social Security number to become homeowners, fostering financial stability and long-term investment benefits.

Laguna Niguel, nestled in Orange County, boasts a diverse population, with a median household income exceeding the national average. The city is known for its excellent school system and safe neighborhoods, making it an attractive option for families seeking a high quality of life.

The housing market in Laguna Niguel is thriving, with a variety of options ranging from luxury estates to more affordable condominiums. The median home value has been steadily increasing, offering a promising investment opportunity for buyers looking to capitalize on property appreciation.

Popular attractions in Laguna Niguel include the scenic Salt Creek Beach, the Aliso and Wood Canyons Wilderness Park for outdoor enthusiasts, and the Laguna Niguel Regional Park for recreational activities. The city's proximity to Laguna Beach and Dana Point further enhances its appeal as a vibrant coastal community.

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sharon@horizonlendingservices.com
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972-347-9224
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