Empowering Homeownership for All in Lathrop, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Lathrop, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Lathrop, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Lathrop, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Lathrop, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Lathrop, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Lathrop, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Lathrop, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Lathrop, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Lathrop, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Lathrop, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Lathrop, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Lathrop, California

ITIN or Foreign National home loans offer a unique opportunity for individuals without a Social Security number to buy property in Lathrop, California. These loans provide access to the real estate market, allowing more people to become homeowners and build equity.

Demographically, Lathrop is a diverse city located in San Joaquin County. With a growing population, the city offers a blend of cultures and communities. The housing market caters to this diversity, with options ranging from single-family homes to townhouses and apartments.

The housing market in Lathrop is dynamic, offering affordable options for first-time buyers and luxury properties for those looking for upscale living. The city's proximity to major highways and employment centers makes it a desirable location for commuters.

Main attractions in Lathrop include the beautiful Lathrop Community Park, where residents can enjoy outdoor activities and events. The city also boasts shopping centers, restaurants, and easy access to neighboring cities like Stockton and Modesto.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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