Empowering Homeownership for All in Lincoln, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Lincoln, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Lincoln, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Lincoln, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Lincoln, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Lincoln, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Lincoln, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Lincoln, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Lincoln, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Lincoln, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Lincoln, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Lincoln, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Lincoln, Alabama

Obtaining an ITIN or Foreign National home loan in Lincoln, Alabama provides an opportunity for non-U.S. citizens to achieve homeownership, even without a Social Security Number. These loans typically come with flexible requirements and tailored options to suit the needs of foreign nationals or individuals without U.S. credit history.

Demographically, Lincoln, Alabama, is a welcoming and diverse community. With a mix of residents from various cultural backgrounds, living in Lincoln offers a rich tapestry of traditions and experiences. This inclusivity creates a warm and inviting environment for individuals and families looking to settle in the area.

The housing market in Lincoln, Alabama, presents a range of options for potential homebuyers. From quaint single-family homes to modern condos, there is a property to match every taste and budget. With favorable interest rates and a stable real estate market, investing in a home in Lincoln is a wise financial decision.

Main Attractions in Lincoln, Alabama:

  • Talladega National Forest: Explore the natural beauty of Alabama with hiking, camping, and wildlife spotting.
  • Lake Logan Martin: Enjoy water activities like fishing, boating, and swimming on this scenic lake.
  • Talladega Superspeedway: Experience the thrill of NASCAR races at this iconic racing track.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
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