Empowering Homeownership for All in Los Alamos, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Los Alamos, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Los Alamos, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Los Alamos, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Los Alamos, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Los Alamos, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Los Alamos, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Los Alamos, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Los Alamos, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Los Alamos, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Los Alamos, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Los Alamos, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Los Alamos, California

Benefits:

1. Accessibility: ITIN or Foreign National home loans provide opportunities for those without a Social Security number to purchase property.

2. Diverse Options: These loans cater to a broader range of applicants, increasing inclusivity in the real estate market.

3. Flexibility: ITIN or Foreign National loans often have flexible requirements, making them more attainable for individuals with varying financial situations.

Demographics:

Los Alamos, California, known for its picturesque landscapes and vineyards, has a population of approximately 1,000 residents, with a diverse mix of ethnicities and cultures.

Housing Market:

The housing market in Los Alamos offers a mix of historic homes and modern properties, with median home prices around $600,000, making it an attractive option for buyers.

Main Attractions:

Visitors and residents in Los Alamos can enjoy wine tasting at local vineyards, exploring art galleries, and hiking in the nearby scenic trails of the Santa Ynez Valley.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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