Empowering Homeownership for All in Los Gatos, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Los Gatos, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Los Gatos, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Los Gatos, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Los Gatos, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Los Gatos, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Los Gatos, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Los Gatos, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Los Gatos, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Los Gatos, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Los Gatos, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Los Gatos, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Los Gatos, California

When it comes to purchasing a home in Los Gatos, California, having the option of an ITIN or Foreign National home loan can be incredibly advantageous. These types of loans open up opportunities for individuals that may face barriers with traditional financing methods. ITIN loans, for example, allow those without a Social Security number to apply for a mortgage, making homeownership more accessible to a diverse range of people.

Los Gatos, located in Santa Clara County, has a population that reflects a blend of cultures and backgrounds. With a median household income above the national average, the town attracts a mix of professionals and families seeking a high quality of life. The diverse population contributes to a vibrant community atmosphere, with a range of cultural events and culinary experiences to enjoy.

The housing market in Los Gatos is known for its competitive nature, with a variety of property types including luxury estates, single-family homes, townhouses, and apartments. The median home value in Los Gatos is above the national average, reflecting the town's desirability and strong property appreciation rates. ITIN and Foreign National home loans provide an avenue for individuals to participate in this dynamic real estate market and invest in properties that align with their goals and budget.

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sharon@horizonlendingservices.com
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972-347-9224
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