Empowering Homeownership for All in Lowndesboro, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Lowndesboro, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Lowndesboro, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Lowndesboro, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Lowndesboro, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Lowndesboro, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Lowndesboro, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Lowndesboro, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Lowndesboro, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Lowndesboro, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Lowndesboro, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Lowndesboro, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Lowndesboro, Alabama

Benefits

ITIN or Foreign National home loans offer the opportunity for non-US citizens to purchase property in Lowndesboro, Alabama, even without a Social Security number.

These types of loans provide access to homeownership, allowing individuals to build equity, establish roots in the community, and potentially benefit from property value appreciation.

ITIN loans typically have flexible eligibility criteria and may require a smaller down payment compared to traditional mortgages, making them a viable option for foreign nationals or individuals without a SSN.

Demographics

Lowndesboro, Alabama, has a diverse population with a mix of cultures and backgrounds, making it a welcoming community for individuals from different parts of the world.

The town has a growing international community, with various cultural events and celebrations that highlight the rich diversity of its residents.

Lowndesboro's inclusive atmosphere and supportive environment make it an ideal place for foreign nationals looking to buy a home and integrate into the local fabric.

Housing Market

The housing market in Lowndesboro, Alabama, offers a range of options for prospective buyers, from historic homes with Southern charm to modern constructions with updated amenities.

Property prices in Lowndesboro are competitive, providing value for money compared to larger cities while offering a high quality of life in a peaceful, picturesque setting.

Real estate in Lowndesboro is a solid investment, with stable property values and a strong sense of community that appeals to both residents and investors.

Main Attractions

Lowndesboro, Alabama, boasts a variety of attractions for residents and visitors alike, including historic landmarks, outdoor recreational areas, and cultural venues.

The town's proximity to the Alabama River offers opportunities for boating, fishing, and other water activities, making it a paradise for outdoor enthusiasts.

Main Street in Lowndesboro is lined with charming shops, cafes, and galleries, perfect for leisurely strolls and exploring the local arts and crafts scene.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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