Empowering Homeownership for All in Memphis, TX

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Memphis, TX for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Memphis, TX are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Memphis, TX

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Memphis, TX (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Memphis, TX

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Memphis, TX will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Memphis, TX more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Memphis, TX understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Memphis, TX, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Memphis, TX
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Memphis, TX today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Memphis, Texas

ITIN or Foreign National home loans in Memphis, Texas offer opportunities for non-U.S. citizens to achieve homeownership, providing access to the real estate market and helping to build equity over time.

Demographically, Memphis, Texas is a diverse and growing city with a mix of cultures, offering a rich tapestry of experiences for residents. The population consists of a blend of ethnicities, contributing to a vibrant community.

The housing market in Memphis, Texas, is characterized by affordability and a range of property types, from single-family homes to condominiums. The market is stable, making it an attractive option for those looking to invest in real estate.

Some main attractions in Memphis, Texas, include parks, museums, and historical sites. Residents can enjoy outdoor activities, cultural events, and a variety of dining options, making it an ideal place to live and explore.

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sharon@horizonlendingservices.com
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972-347-9224
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