Empowering Homeownership for All in Merced, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Merced, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Merced, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Merced, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Merced, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Merced, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Merced, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Merced, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Merced, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Merced, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Merced, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Merced, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Merced, California

ITIN or Foreign National Home Loans offer an excellent opportunity for individuals without a Social Security number to own a home in Merced, California. These loans provide access to financing options that cater specifically to non-US citizens, enabling them to achieve the dream of homeownership.

Merced, a diverse city in California's Central Valley, boasts a population of approximately 83,316 residents. The city is known for its cultural richness, with a significant Hispanic and Asian population. This diversity contributes to a vibrant community atmosphere and a variety of culinary experiences.

The housing market in Merced is attractive for buyers, with a median home price of $290,000. The market offers a range of housing options, from historic Victorian homes to modern apartments, catering to various preferences and budgets. Investors seeking affordable real estate opportunities often find Merced an attractive location.

Merced is home to several main attractions, including the Merced County Courthouse Museum, Castle Air Museum, and the University of California, Merced. Outdoor enthusiasts can explore Yosemite National Park, located just a short drive away, making Merced an ideal location for nature lovers.

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sharon@horizonlendingservices.com
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972-347-9224
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