Empowering Homeownership for All in Merkel, TX

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Merkel, TX for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Merkel, TX are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Merkel, TX

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Merkel, TX (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Merkel, TX

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Merkel, TX will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Merkel, TX more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Merkel, TX understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Merkel, TX, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Merkel, TX
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Merkel, TX today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Merkel, Texas

ITIN or Foreign National home loans in Merkel, Texas provide an excellent opportunity for individuals without a social security number to purchase their dream home. These loans offer competitive interest rates and flexible terms, making homeownership more accessible.

Merkel, Texas, a charming town with a population of around 2,500, boasts a diverse community and welcoming atmosphere. The area's demographics show a mix of families, young professionals, and retirees, creating a vibrant and inclusive neighborhood.

The housing market in Merkel, Texas, is thriving, with a range of housing options from cozy single-family homes to spacious estates. The median home value is affordable, making it an attractive location for first-time buyers and investors alike.

Main attractions in Merkel include the picturesque Merkel Park, perfect for outdoor activities and family gatherings, the historic Merkel Museum showcasing the town's rich heritage, and the local farmer's market offering fresh produce and artisan goods.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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