Empowering Homeownership for All in Modesto, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Modesto, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Modesto, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Modesto, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Modesto, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Modesto, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Modesto, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Modesto, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Modesto, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Modesto, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Modesto, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Modesto, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loans in Modesto, California

ITIN or Foreign National home loans in Modesto offer unique benefits to non-U.S. citizens or residents. These loans allow individuals without a Social Security Number to purchase property, invest in their future, and build wealth through homeownership.

Modesto, California, is home to a diverse population with a mix of cultures, languages, and backgrounds. The city's demographics include a significant Hispanic and Latino community, as well as a growing number of international residents seeking opportunities in the tech and agricultural industries.

The housing market in Modesto is dynamic, offering a range of opportunities for both buyers and sellers. With affordable housing options, competitive interest rates, and programs tailored to non-traditional borrowers, the market is welcoming to those looking to establish roots in the area.

Modesto boasts a variety of attractions, including the iconic McHenry Mansion, vibrant downtown arts scene, and proximity to outdoor recreational areas like Yosemite National Park and the Sierra Nevada mountains, making it an ideal place to live, work, and play.

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sharon@horizonlendingservices.com
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972-347-9224
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