Empowering Homeownership for All in Monterey, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Monterey, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Monterey, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Monterey, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Monterey, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Monterey, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Monterey, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Monterey, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Monterey, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Monterey, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Monterey, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Monterey, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Monterey, California

Obtaining an ITIN or Foreign National home loan in Monterey, California opens up opportunities for non-US citizens to purchase property and build equity in a popular and vibrant coastal city. These loans do not require a social security number, making homeownership accessible to a wider range of individuals, including those without permanent residency status.

Monterey, California, known for its diverse population, is a welcoming community that embraces cultural differences. With a rich history in the fishing and canning industries, Monterey offers a unique blend of old-world charm and modern amenities, making it an attractive location for individuals seeking to establish roots in a picturesque setting.

The housing market in Monterey is dynamic, characterized by a mix of historic homes, contemporary properties, and stunning waterfront residences. The demand for housing in Monterey remains strong, supported by a thriving local economy and proximity to major employment centers. Whether you are looking for a quaint cottage or a luxurious waterfront estate, Monterey offers a diverse range of housing options to suit various preferences and budgets.

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sharon@horizonlendingservices.com
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972-347-9224
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