Empowering Homeownership for All in Mountain Ranch, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Mountain Ranch, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Mountain Ranch, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Mountain Ranch, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Mountain Ranch, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Mountain Ranch, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Mountain Ranch, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Mountain Ranch, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Mountain Ranch, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Mountain Ranch, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Mountain Ranch, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Mountain Ranch, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN/Foreign National Home Loan in Mountain Ranch, California

ITIN or Foreign National home loans in Mountain Ranch, California offer a unique opportunity for individuals without a Social Security number to own property. These loans provide a pathway to home ownership and investment in the vibrant real estate market of Mountain Ranch.

Mountain Ranch, located in Calaveras County, is a picturesque community with a diverse population. The demographics include a blend of residents from different backgrounds, creating a welcoming and inclusive environment for all. It is a place where individuals can truly feel a sense of belonging.

The housing market in Mountain Ranch is thriving, offering a range of properties to suit different needs and preferences. From cozy cabins to spacious ranch-style homes, there is something for everyone. The availability of ITIN/Foreign National home loans further enhances the accessibility of these properties to a wider pool of buyers.

While exploring Mountain Ranch, residents and visitors can enjoy various attractions such as the historic Rileys Brew Pub, Calaveras Big Trees State Park, and the beautiful Sierra Nevada mountains. The area is known for its scenic beauty and outdoor recreational opportunities, making it a desirable place to live, work, and play.

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sharon@horizonlendingservices.com
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972-347-9224
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