Empowering Homeownership for All in Napa, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Napa, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Napa, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Napa, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Napa, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Napa, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Napa, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Napa, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Napa, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Napa, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Napa, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Napa, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of an ITIN or Foreign National Home Loan in Napa, California

Obtaining an ITIN or Foreign National home loan in Napa, California can open up doors for individuals who are not U.S. citizens or residents. These loans provide an opportunity for non-traditional borrowers to achieve homeownership and build equity in a desirable location like Napa.

Napa, known for its picturesque vineyards and world-class wine, is a diverse and vibrant community. With a population that celebrates various cultures and backgrounds, Napa offers a welcoming environment for individuals looking to establish roots in this scenic region.

The housing market in Napa is dynamic, with a range of properties available to suit different preferences and budgets. From charming historic homes to modern estates, Napa's real estate market provides options for both first-time homebuyers and seasoned investors.

Aside from its renowned wineries, Napa boasts an array of attractions, including fine dining establishments, cultural events, outdoor recreational opportunities, and a thriving arts scene. Residents and visitors alike can enjoy the beauty and lifestyle offerings that make Napa a desirable place to call home.

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sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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