Empowering Homeownership for All in Normal, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Normal, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Normal, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Normal, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Normal, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Normal, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Normal, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Normal, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Normal, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Normal, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Normal, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Normal, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN and Foreign National Home Loans in Normal, Alabama

ITIN and Foreign National home loans in Normal, Alabama provide an excellent opportunity for non-US citizens to achieve their dream of owning a home. These specialized loan programs offer flexible eligibility criteria, low down payment options, and competitive interest rates. Additionally, they can help individuals establish a credit history in the USA, which can be beneficial for future financial endeavors.

Normal, Alabama, located in Madison County, has a diverse population with a mix of young professionals, families, and students attending Alabama A&M University. The community boasts a vibrant cultural scene, with local events and festivals that celebrate the area's rich history and traditions.

The housing market in Normal, Alabama, is currently experiencing steady growth, with a range of housing options available to suit different preferences and budgets. From cozy apartments to spacious single-family homes, prospective buyers can find a property that meets their needs. The area's affordable cost of living and strong job market make it an attractive destination for homebuyers.

Main attractions in Normal, Alabama, include the Alabama Constitution Village, a living history museum that showcases life in the early 19th century, and the Huntsville Botanical Garden, a popular spot for nature lovers. The area also offers various outdoor recreational activities, such as hiking trails and parks, providing residents with ample opportunities for leisure and relaxation.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now