Empowering Homeownership for All in Oakland, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Oakland, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Oakland, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Oakland, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Oakland, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Oakland, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Oakland, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Oakland, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Oakland, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Oakland, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Oakland, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Oakland, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Oakland, California

ITIN or Foreign National home loans in Oakland offer various benefits to individuals who may not have a Social Security number but wish to purchase a home. These loans provide an opportunity for non-U.S. citizens to invest in real estate and build equity in a thriving housing market.

Demographically, Oakland is a diverse city known for its vibrant culture and community. With a mix of different ethnicities, languages, and backgrounds, the city offers a rich tapestry of experiences for residents. This diversity contributes to a welcoming environment that embraces people from all walks of life.

The housing market in Oakland is competitive yet promising. With a steady growth in property values and a range of housing options, from contemporary apartments to historic homes, Oakland caters to various preferences and budgets. ITIN or Foreign National home loans can open doors for individuals looking to establish roots in this dynamic real estate market.

Some of the main attractions in Oakland include the iconic Lake Merritt, a bustling waterfront area with parks and recreational activities, and the vibrant culinary scene that celebrates diverse cuisines. Additionally, the city is home to museums, art galleries, and a thriving music and performing arts scene, providing ample opportunities for entertainment and cultural enrichment.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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