Empowering Homeownership for All in Oakland, TX

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Oakland, TX for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Oakland, TX are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Oakland, TX

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Oakland, TX (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Oakland, TX

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Oakland, TX will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Oakland, TX more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Oakland, TX understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Oakland, TX, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Oakland, TX
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Oakland, TX today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Oakland, Texas

1. Access to Homeownership: ITIN or Foreign National home loans provide an opportunity for individuals without a Social Security number to buy a home in Oakland, Texas. This opens up the possibility of owning real estate and building equity.

2. Building Credit History: By making timely payments on a home loan, foreign nationals can establish a positive credit history in the U.S., which can help with future financial endeavors and investments.

3. Diverse Housing Options: Oakland, Texas offers a range of housing options suitable for different budgets and preferences. From modern condos to spacious single-family homes, there is something for everyone in the housing market.

Demographics of Oakland, Texas

Demographics in Oakland, Texas are diverse, with a mix of cultures and backgrounds contributing to a vibrant community. The population includes a significant number of foreign nationals, contributing to a rich tapestry of traditions and experiences.

Housing Market in Oakland, Texas

The housing market in Oakland, Texas is strong and growing, with a variety of properties available for sale or rent. The market caters to both homeowners and renters, providing options for individuals at different stages of life and financial situations.

Main Attractions in Oakland, Texas

Oakland, Texas boasts a range of attractions, from scenic parks and outdoor recreational areas to cultural institutions and bustling shopping districts. The city offers a high quality of life with amenities that appeal to residents and visitors alike.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
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