Empowering Homeownership for All in Occidental, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Occidental, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Occidental, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Occidental, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Occidental, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Occidental, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Occidental, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Occidental, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Occidental, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Occidental, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Occidental, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Occidental, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Occidental, California

Benefits:

An ITIN or Foreign National home loan allows non-U.S. citizens to purchase property in Occidental, California without the need for a social security number, expanding access to home ownership.

Demographics:

Occidental, California, is a quaint town in Sonoma County with a diverse population, including artists, retirees, and young families drawn to its natural beauty and relaxed lifestyle.

Housing Market:

The housing market in Occidental offers a mix of historic homes, country estates, and modern properties. With the option of ITIN or Foreign National loans, more buyers can participate and contribute to the housing market growth.

Main Attractions:

Occidental is surrounded by redwood forests and vineyards, offering outdoor activities like hiking, biking, and wine tasting. The town also boasts a vibrant arts scene, farmers markets, and quaint shops to explore.

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sharon@horizonlendingservices.com
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972-347-9224
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