Empowering Homeownership for All in Oceano, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Oceano, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Oceano, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Oceano, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Oceano, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Oceano, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Oceano, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Oceano, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Oceano, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Oceano, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Oceano, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Oceano, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Oceano, California

Owning a home in Oceano, California as an ITIN or Foreign National brings numerous benefits. These home loans offer qualifying options to individuals without a social security number, enabling them to achieve homeownership and build equity in a desirable location like Oceano.

Oceano, a diverse community in California, presents a vibrant demographic mix. With a combination of locals and tourists, the area showcases a rich cultural tapestry. The residents' friendliness and welcoming nature create a warm and inclusive environment for all.

The housing market in Oceano is attractive, with a range of options for ITIN or Foreign National home loan buyers. From cozy beachside cottages to modern apartments, the real estate landscape caters to varied tastes and budgets. Additionally, the market offers potential for appreciation, making it a wise investment choice.

Oceano is home to some of California's main attractions, such as the beautiful Oceano Dunes Natural Preserve, perfect for outdoor enthusiasts. The town's proximity to Pismo Beach and the Monarch Butterfly Grove adds to its allure, providing residents with an array of recreational activities and natural wonders to explore.

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sharon@horizonlendingservices.com
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972-347-9224
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