Empowering Homeownership for All in Oceanside, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Oceanside, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Oceanside, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Oceanside, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Oceanside, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Oceanside, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Oceanside, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Oceanside, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Oceanside, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Oceanside, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Oceanside, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Oceanside, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN/Foreign National Home Loan in Oceanside, CA

One of the significant benefits for foreign nationals in Oceanside, CA, is the availability of ITIN or Foreign National home loans. These specialized loan options allow individuals without a Social Security Number to purchase property and invest in the real estate market.

Oceanside, California, boasts a diverse demographic population with a significant number of foreign nationals seeking to establish roots in the area. This cultural diversity enriches the community, creating a vibrant and inclusive atmosphere for residents and visitors alike.

The Oceanside housing market offers a range of opportunities for both buyers and sellers. The market has seen steady growth in recent years, making it an attractive location for real estate investments. With the option of ITIN/Foreign National loans, more individuals can participate in the housing market and achieve their homeownership goals.

Aside from its real estate appeal, Oceanside is home to renowned attractions such as the iconic Oceanside Pier, beautiful beaches, and a thriving arts and culture scene. The city's strategic location near major highways and airports further enhances its appeal as a prime residential destination.

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sharon@horizonlendingservices.com
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972-347-9224
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