Empowering Homeownership for All in Ojai, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Ojai, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Ojai, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Ojai, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Ojai, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Ojai, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Ojai, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Ojai, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Ojai, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Ojai, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Ojai, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Ojai, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Ojai, California

One of the key benefits of an ITIN or Foreign National home loan in Ojai, California is the opportunity it provides for individuals without a Social Security number to purchase property in the area. This opens up home ownership options for a diverse range of individuals, including non-residents and foreign nationals.

Ojai, California, located in Ventura County, boasts a population of approximately 7,500 residents. The demographic makeup of Ojai is diverse, with a mix of individuals from different cultural backgrounds, contributing to a unique and vibrant community.

The housing market in Ojai offers a variety of options for potential homebuyers. From charming single-family homes to picturesque estates, there is a range of properties available that cater to different preferences and budgets. The ITIN or Foreign National home loan option further expands the possibilities for individuals looking to invest in Ojai's real estate market.

Ojai is renowned for its natural beauty and outdoor recreational opportunities. The area is home to attractions such as the Los Padres National Forest, Ojai Valley Trail, and the Ojai Valley Museum, offering residents and visitors a chance to immerse themselves in the region's rich history and stunning landscapes.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now