Empowering Homeownership for All in Oxnard, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Oxnard, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Oxnard, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Oxnard, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Oxnard, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Oxnard, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Oxnard, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Oxnard, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Oxnard, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Oxnard, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Oxnard, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Oxnard, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Oxnard, California

Choosing an ITIN or Foreign National home loan in Oxnard, California offers numerous advantages. These loans allow individuals without a Social Security number to purchase property, making homeownership more accessible to a diverse range of people.

Demographics in Oxnard encompass a rich cultural mix, with a significant Hispanic population contributing to a vibrant community. With its proximity to the coast and an average of 279 days of sunshine annually, Oxnard attracts both residents and tourists seeking a beach-town lifestyle.

The housing market in Oxnard is diverse, offering everything from waterfront properties to cozy suburban homes. The city has experienced steady growth, making it an attractive location for real estate investments. The availability of ITIN and Foreign National home loans further enhances the market's accessibility.

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sharon@horizonlendingservices.com
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972-347-9224
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